PFCU has many resources available here to help members learn how to make good choices financially. The Debt in Focus program has gone away, but our pfcuandyou.com blog is loaded with great information. You can also find additional links on our Financial Resource Center tab.
Each time you make a financial choice:
-Evaluate whether you need an item, or just want it
-Create a budget by listing all of your needs and categorizing them into groups such as food, clothing, housing, transportation, entertainment, health, etc.
-Save a dime from every dollar
-"Pay yourself first", meaning that every time you receive money, put some aside for savings before you do anything else.
With planning and focus, you'll be amazed at what you can achieve. PFCU is here to help.