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Guaranteed Asset Protection Plus (GAP )

Guaranteed Asset Protection Plus pays off your remaining loan balance (deficiency balance) should your automobile be stolen or damaged and is a total loss. GAP will cover the difference between your loan payoff and your primary insurance company settlement. Primary insurance companies will pay the actual cash value/current market value if the car is totaled in an accident or stolen. Often this amount is less than your loan balance, especially if you are financing 100% of the purchase price or you have a lot of accessories. GAP will pay the difference up to 125% of MSRP so you can start fresh with a new vehicle purchase. You will also receive $1,000 towards the financing of your next auto with PFCU. Dealer GAP policies typically do not offer this added benefit. 

For more information or a quote, please call us at (626) 799-0882 or (800) 445-PFCU.

Insurance products are provided by third parties, are not NCUA/NCUSIF insured, and are not Credit Union guaranteed. Discounts may vary and may not be available in all states.

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