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Signature Loans

A new computer, a weekend get-a-way, something new and stylish to wear. Whatever your needs…or wants, PFCU has personal loans and lines of credit with flexible terms and low rates.

  • Enjoy the certainty of a fixed payment schedule, fixed term and fixed rate.
  • Terms* up to 60 months
  • Loans up to $50,000 (Amount based on credit and income qualifications)
* Term based on loan amount.

Student Loans

When scholarships, federal loans and financial aid don't cover all your expenses, the Smart Option Student Loan® can make up the rest.

  • Don't let school start without the funds you need.
  • Get money for next semester
  • Now you can pay for college the smart way.
  • Get the details here.

Line of Credit (LOC)

Looking for more flexibility? Our lines of credit are a convenient low-cost cash reserve. Use as much or as little as you like and make payments calculated only on your existing balance.

  • No annual fee
  • Payments are 3% of your balance
  • Interest is paid only on the amount borrowed
  • Easy access to your funds in person, by phone, Personal Branch online banking or by taking an advance at an ATM
  • You can even use your LOC as automatic overdraft protection for your PFCU checking account

Apply now!

For a printable loan application click here.

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TermAPR* As Low As
Up to 12-month6.99%
Up to 24-month6.99%
Up to 36-month6.99%
Up to 48-month6.99%
Up to 60-month7.99%
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