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Signature Loans

A new computer, a weekend get-a-way, something new and stylish to wear. Whatever your needs…or wants, PFCU has personal loans and lines of credit with flexible terms and low rates.

  • Enjoy the certainty of a fixed payment schedule, fixed term and fixed rate.
  • Terms* up to 60 months
  • Loans up to $50,000 (Amount based on credit and income qualifications)
* Term based on loan amount.

Student Loans

When scholarships, federal loans and financial aid don't cover all your expenses, the Smart Option Student Loan? can make up the rest.

Line of Credit (LOC)

Looking for more flexibility? Our lines of credit are a convenient low-cost cash reserve. Use as much or as little as you like and make payments calculated only on your existing balance.

  • No annual fee
  • Payments are 3% of your balance
  • Interest is paid only on the amount borrowed
  • Easy access to your funds in person, by phone, Personal Branch online banking or by taking an advance at an ATM
  • You can even use your LOC as automatic overdraft protection for your PFCU checking account

Apply now!


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TermAPR* As Low As
Up to 12-month6.99%
Up to 24-month6.99%
Up to 36-month6.99%
Up to 48-month6.99%
Up to 60-month7.99%
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