A new computer, a weekend get-a-way, replacing those bellbottom polyester slacks. Whatever your needs…or wants, PFCU has personal loans and lines of credit with flexible terms and low rates.
- Enjoy the certainty of a fixed payment schedule, fixed term and fixed rate.
- Terms* up to 60 months
- Loans up to $25,000
* Term based on loan amount.
When scholarships, federal loans and financial aid don't cover all your expenses, the Smart Option Student Loan® can make up the rest.
- Don't let school start without the funds you need.
- Get money for next semester
- Now you can pay for college the smart way.
- Get the details here.
Looking for more flexibility? Our lines of credit are a convenient low-cost cash reserve. Use as much or as little as you like and make payments calculated only on your existing balance.
- No annual fee
- Payments are 3% of your balance
- Interest is paid only on the amount borrowed
- Easy access to your funds in person, by phone, Personal Branch online banking or by taking an advance at an ATM
- You can even use your LOC as automatic overdraft protection for your PFCU checking account

For a printable loan application click here.