Certificates


Fast-track your savings with our limited-time 7-month Certificate Savings Account at 3.50% APY*. To open this Certificate Savings Account, contact us today or if you're already a member, go to "More Services>Share Services>Open a Share" in Online Banking/Mobile App.

 

Maximize your savings.


Financial freedom and peace of mind can look very different for each person. Perhaps you're saving for a down-payment on a new home or your next car? Maybe a well-deserved vacation or home improvements? How about for the needs of your children or grandchildren?

We want to help you to reach your goals and to get the most for your money. With Pasadena FCU, you can enjoy higher yields than at big banks, so you can grow your savings during any timeframe YOU choose.

Our Certificates provide high returns along with safety that you won't find in a fluctuating stock market. Plus, your funds are always here with Pasadena FCU, rather than sent across the country to overseas investors.

  • Open with as little as $1,000 (on certificates of 6 months or greater) to earn high yields
  • Earn even higher yields with balances of $100,000 or more
  • Choose the term you want – 3 to 60 months1
  • Dividends are compounded monthly
  • Account automatically renews at maturity (if funds not withdrawn)

Certificate Yield Comparison - $10,000 Deposit

(Annual Percentage Yields as of April 14, 2025. See Certificate & IRA Rates page for Pasadena FCU's current yields.)
 
Comparison2 6 Mo. 12 Mo. 24 Mo. 36 Mo. 48 Mo.
Pasadena FCU 3.25% 3.50% 2.75% 3.00% 3.25%
Bank of America 0.03% 0.03% 0.03% 0.03% 0.03%
Wells Fargo 2.00% 2.00% 2.25% 1.01% 1.01%
Chase 0.01% 0.01% 0.01% 0.01% 0.01%
 
1 Early Withdrawal Penalty applies if funds are withdrawn before maturity date.
2 Comparison yields provided by a third-party provider; report dated March 2025. Rates and yields are subject to change, and are shown for comparison purposes only.

Open Your Account Today


Let us help you achieve your goals and build a better financial future! Opening a Pasadena FCU Certificate has never been easier, and you can start enjoying a new level of service, savings and superior yields immediately.

  • If you are already a member of Pasadena FCU, simply log into Online Banking to add a Certificate to your account under "More Services."
  • If you are not a member yet, click the button below to get started! The entire process only takes a couple minutes!
 

*APY = Annual Percentage Yield. Rates are subject to change at any time without notice. Indicated rates are available to qualified Pasadena FCU members. Funds may be rolled over from an existing deposit account or new money. This special offer is not valid with other promotions and is not transferable. Minimum deposit to open is $10,000. There is no maximum amount. Unless you direct otherwise, upon maturity, certificate will rollover into the closest standard certificate term and at then current rate. Early withdrawal penalties apply. Yields based on certificates held to maturity. Dividends paid monthly on the account balance. Penalty for early withdrawal on all Term Share Certificates. The credit union reserves the right to end or modify this offer at any time. Other restrictions may apply. For additional terms and conditions, please contact the credit union to speak with Member Support. 












Two people shaking hands between showroom cars at a dealership

Exclusive auto rates for our members. As low as 5.24% APR.


Enjoy great value, save money and avoid the stress and uncertainty of negotiating dealer financing.