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Checking Accounts

Checking designed with your needs in mind.


Pasadena FCU is a locally-focused, member-owned institution with one goal: to improve our members' financial well-being.

Life is complicated enough so your checking account shouldn't be. We offer flexible, straightforward checking account options that save you money and reduce fees. Whether you want Convenience Checking with no monthly service fees, or Advantage Checking for dividends on your balance, our accounts give you plenty of ways to save money while you enjoy top-tier service and convenience.

Additionally, we've partnered with Mastercard to deliver exceptional card benefits at no cost to you. Learn more about our Mastercard Debit benefits here. 
 
  • Extended Warranty3 - Doubles most manufacturer or U.S. store brand warranties for up to one additional year.
  • Mastercard Airport ConciergeTM3 - Provides a Meet and Greet agent to assist with flight connections.
  • Mastercard Global ServiceTM3 - Provides assistance with lost or stolen card.
  • Mastercard ID Theft Protection3 - Provides access to a number of identity theft resolution services.
  • Priceless Cities & Offers®3 - Unique access and special experiences so you can enjoy more of the cities you love.
  • Satisfaction Guarantee3 - A refund of up to $250 if you are dissatisfied with a purchase and the merchant will not accept a return within 60 days of the purchase date.
No more jumping through hoops and reading tons of fine print to avoid high fees from big banks. If you are looking for a simple, straightforward checking account without monthly service fees or minimum balance requirements, our most popular checking account is the perfect choice for you.

Superior value
  • No minimum balance requirement
  • No monthly service fee4 if you have a monthly Direct Deposit of $500 or greater; or a minimum daily combined balance of $1500 and enrollment in electronic statements
  • Open with as little as $25.00

Convenience
  • Access to 30,000+ surcharge-free ATMs nationwide and over 5,600 shared branch locations nationwide1
  • Easy-to-use Online Banking and Bill Payment
  • Mobile Banking App with Remote Deposit Capture on Android and iPhone
  • Electronic statements
  • Overdraft protection linked to your Pasadena FCU savings account or line of credit (Ask us for details)
  • Duplicate checks and online check imaging
  • Easily manage your debit card within online banking and mobile app - Lock/unlock your card, report stolen/damaged, and more
You must be a Pasadena FCU member to open a Checking account. Get started with our easy online application.  Already a member? Simply log into Online Banking to add a Checking account to your account under "More Services."

If you routinely keep a higher balance, Advantage Checking may be the better choice for you! This account has the same great features of our Convenience Checking, combined with the benefit of earning dividends on your account balance.

Superior value and convenience
  • Earn a monthly dividend when you maintain a minimum daily balance of $800 or more2
  • No monthly service fee when you maintain a minimum daily balance of $800 or more2
  • Open with as little as $100.00

Convenience
  • Access to 30,000+ surcharge-free ATMs nationwide and over 5,600 shared branch locations nationwide1
  • Easy-to-use Online Banking and Bill Payment
  • Mobile Banking App with Remote Deposit Capture on Android and iPhone
  • Electronic statements
  • Overdraft protection linked to your Pasadena FCU savings account or line of credit (Ask us for details)
  • Duplicate checks and online check imaging
  • Easily manage your debit card within online banking and mobile app - Lock/unlock your card, report stolen/damaged, and more
You must be a Pasadena FCU member to open a Checking account. Get started with our easy online application.  Already a member? Simply log into Online Banking to add a Checking account to your account under "More Services."

Our Youth Accounts can be used to teach good savings and spending habits for your kids. Help reinforce smart financial practices for the whole family. Easily track and monitor their activity with Online Banking. You can even add a Mastercard Debit Card on the account for them to use on school supplies or in emergency situations. 
 
  • No monthly fees
  • A low $5.00 minimum balance required
  • Designed for teens ages 14-17
  • Ability for automatic transfers from a parent/custodian
  • Savings and Checking account options 
  • NEW! Round-Up Savings Option
You must be a member to open a Youth Checking for your minor(s). To do so, notify us via phone, chat, or visit us at a branch, and we'll be more than happy to assist you.  

Watch the video below explaining how Round-Up Savings work! Learn more about all of our Youth Accounts here.








Open your account today


Switching to Pasadena FCU checking has never been easier! Open your account and start enjoying better convenience and savings. Here are the different ways you can start the process today!

  • If you're already a member, you can easily add a checking account within Online Banking. (Youth Accounts not available through Online Banking.) 
  • If you're not a member yet, click the button below to apply for membership and add your new Pasadena FCU checking account to your application.


1. Surcharge-free access to 30,000+ ATMs nationwide; over 5,600 CO-OP shared branches, many of them open on Saturdays. 
2. $800 daily minimum balance or more to earn dividends and to waive $8 monthly service fee. For current rates, see Savings & Checking Rates.
3. Certain restrictions apply. For details, see the Guide to Benefits.
4. There will be a monthly fee of $1.95 if you do not have a monthly Direct Deposit of $500 or greater; or a minimum daily combined balance of $1500 and enrollment in electronic statements.
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Exclusive auto rates for our members. As low as 5.25% APR.


Enjoy great value, save money and avoid the stress and uncertainty of negotiating dealer financing.