Getting a head start.
Teaching young people financial skills early empowers them to make sound decisions, build confidence, and create a secure foundation for their future. Developing smart saving and spending habits can set them on a path toward lifelong financial stability and success.
Pasadena Federal Credit Union is the ideal partner in this journey—our commitment to financial education, community support, and member-focused service means we’re here to guide young savers every step of the way.
By opening a Youth Account with us, young members gain more than a place to grow their money—they gain the tools and support to build a brighter, financially secure future.
Our Youth Accounts feature:
- A low $5 minimum opening deposit
- No monthly fees
- Dividends paid quarterly on balances of $5 or more1
- Quarterly statements, including eStatements
- Set up automatic deposits to keep savings growing fast
- NEW! Round-Up Savings: (Available with a Youth Checking product add-on only.) Automatically save more when you spend more! Purchase amounts round up to the nearest dollar and the difference is automatically deposited into your Youth Savings. Restrictions may apply.
Youth Savings
Our Youth Savings Account is designed to help young people develop strong saving and spending habits from an early age, setting them on a path toward financial responsibility and independence. With this account, young members can learn how to manage their money in a safe, supportive environment, helping them to build the knowledge and confidence they need to make smart financial decisions now and in the future.
- For children up to 17 years of age
- $5.00 minimum balance. No monthly fees.
- Dividends earned quarterly on balances of $5.00 or more1
- Quarterly statements – see how your money is growing2
- Optional automatic deposit can help to build disciplined saving
- Set up automatic transfers from parent accounts to keep the savings growing
- NEW! Round-Up Savings: (Available with a Youth Checking product add-on only.) Automatically save more when you spend more! Purchase amounts round up to the nearest dollar and the difference is automatically deposited into your Youth Savings. Restrictions may apply.
You must be a member to open a Youth Savings for your minor(s). To do so, notify us via phone, chat, or visit us at a branch, and we'll be more than happy to assist you.
Youth Checking
Helping young people build healthy financial habits is one of Pasadena FCU's goals for our community. With our Youth Checking, parents can open a checking account for their children between the ages 14-17, and establish savings goals together. It is a great way for our younger members to get a head start on their financial journey and learn more about the responsibilities they may face in the future.
- For teens ages 14-17. Comes with free Mastercard Debit card.
- $5.00 minimum balance. No monthly fees.
- NEW Round-Up Savings Option: Automatically save more when you spend more! Purchase amounts round up to the nearest dollar and the difference is automatically deposited into your Youth Savings. Restrictions may apply.
Watch the video below explaining how Round-Up Savings work!
Members who turn 18 years old will then be eligible to for Convenience Checking and other products that can help build credit early!
You must be a member to open a Youth Checking for your minor(s). To do so, notify us via phone, chat, or visit us at a branch, and we'll be more than happy to assist you.
Rates lower than most in the area.
Renovating, landscaping or just in need of a line of credit for unexpected expenses, we can help. Enjoy rates as low as 8.25% APR*.