woman business owner tablet

Savings Accounts

Building wealth for your future.


Pasadena FCU's savings accounts give you a variety of options to build up money for today, tomorrow and years from now, all toward a bright financial future. Whatever your goals are, Pasadena FCU offers a variety of savings options – simple, no-nonsense accounts to help you save money, earn dividends and achieve your financial goals.

Once your Primary Share Savings account has been established, you will be eligible for member-exclusive benefits such as better rates on loans, higher dividends on your deposits, and so much more!
This is our standard savings account and the starting point for becoming a member-owner of an outstanding financial institution. When you open a Primary Share Savings Account, you're officially a part of the Pasadena FCU family and can start taking advantage of all of the many benefits that come with membership.

Great value
  • Open with as little as $5.00
  • Dividends earned on balances of $5 or more1
  • No monthly maintenance fee
  • Opening this account activates your Pasadena FCU membership and membership benefits

Convenience
  • Extensive ATM access - Surcharge-free access to over 30,000 ATMs nationwide, which is more than at the big banks!
  • Access to over 5,600 CO-OP Shared Branch locations
  • May be used as overdraft protection for a Pasadena FCU account
  • Convenient access via Online Banking, Mobile App, ATM and Telephone Teller

1. For current rates, see Savings & Checking Rates.
Get good savings habits started early.

Teaching your children about finances at an early age could help them build a better future for themselves. Saving money is one of the best lifelong habits to learn. Our Youth Accounts teach good savings habits for your kids and reinforces smart financial practices for the whole family.

  • For children up to 17 years of age
  • $5.00 minimum balance. No monthly fees.
  • Dividends earned quarterly on balances of $5.00 or more1
  • Quarterly statements – see how your money is growing2
  • Optional automatic deposit can help to build disciplined saving
  • Set up automatic transfers from parent/custodian accounts to keep the savings growing
  • NEW! Round-Up Savings: (Available with a Youth Checking product add-on only.) Automatically save more when you spend more! Purchase amounts round up to the nearest dollar and the difference is automatically deposited into your Youth Savings. Restrictions may apply. Learn more.
You must be a member to open a Youth Savings for your minor(s). If you are interested, please notify us via phone, chat, or visit us at a branch, and we'll be more than happy to assist you.  

1. For current rates, see Savings & Checking Rates.
2. Free electronic statements.
Our Club Savings Accounts tap into the power of structured savings to achieve your near-term savings goals. These accounts are separate from your other accounts so it’s easy to build and track your savings.

Whether you are putting money away for a honeymoon, bucket list vacation, holiday presents or tax payments, these are goal-oriented accounts that help members plan for the future.

  • Low $5.00 minimum balance
  • Dividends earned on balances of $5 or more1
  • No minimum or maximum monthly payment
  • Designated maturity date when dividends are paid and funds dispersed2
The flexibility is yours! Choose the distribution date that works best for your needs:
  • January 31 - Just in time for tax preparation.
  • April 30 - Have your money ready for a summer adventure.
  • July 31 - Back to school season begins.
  • October 31 - Perfect for the holidays.
You must be a Pasadena FCU member to open a Club Savings account. Get started with our easy online application.  Already a member? Simply log into Online Banking to add a Club Savings account to your account under "More Services."

 
1. For current rates see Savings & Checking Rates.
2. Club accounts have an early withdrawal fee. Please contact us at (800) 445-7328 for fee details.
As a credit union that has strong ties with our community, we care about the future of our members and their families, including our teachers and school district employees. Our Teacher Savings is made specifically for members who are looking for more flexible ways to manage their hard-earned money during the year while earning more than a traditional savings account--so you can be summer-ready by the time you get your savings.  Members who open a Teacher Savings enjoy features and benefits such as:

  • A low $5.00 opening deposit
  • $50 minimum to start earning dividends
  • Flexible disbursement months throughout the summer - July/August/September1
  • Earn as much as 1.00% APY2 for amounts up to $15,000, then our regular savings dividends rate for amounts above $15,000.
Get your beach towels and umbrellas ready for a fun-filled summer, made easier with Pasadena FCU's Teacher Savings. 
 

You must be a Pasadena FCU member to open a Teacher Savings account. Get started with our easy online application.  Already a member? Simply log into Online Banking to add a Teacher Savings account to your account under "More Services."

 
1Withdrawals taken before July 1, Aug 1 and Sept 1 disbursement months will revert to regular share rate.
2APY - Annual Percentage Yield. Rates and yields subject to change without notice. See all savings rates here.

We offer Coogan Accounts by request only. Coogan Accounts are accounts for minors who have income from an entertainment or sports related job. A portion of the minor’s income from the business is set aside in the account by direct deposit from the employer or agent.

The parent or guardian is made trustee of the account until the child turns 18 years old, at which time the child must present a certified copy of their birth certificate in order to withdraw the funds. Until that time, funds cannot be withdrawn from the Coogan Account, unless they are being transferred to another Coogan Account.

For more information or to open a Coogan Savings Account, please contact us by phone at  or visit a branch.






Open Your Account Today

There is no better time to start building your financial future. Open your savings account and start enjoying a new level of convenience and highly-competitive dividend rates that bring you closer to your financial goals.

It's easy to sign up for membership and you might already be eligible! To learn more about eligibility, click here.
  • If you are an existing member, you can add certain savings account types in Online Banking, or contact a local Member Service Representative for assistance:
    • (800) 445-PFCU (7328)
    • (626) 799-0882
  • If you are not a member yet, you can apply for membership in minutes and your new Pasadena FCU savings account(s) online by clicking the button below:
 

Young woman smiling and looking at a stack of papers

Money that keeps your life on track. Loans as low as 12.50%. 


Try as you might, it's hard to have enough cash on hand to cover every financial situation.